The best online casinos are legal, secure, and offer high payouts. We reviewed each online casino that prioritizes withdrawals, safe payment methods, and real money games that pay well. These high payout online casinos include strong bonus offers to boost your balance.
Best Online Casinos that Payout in 2025 Compared
| Casino | Best For | Avg RTP | Withdrawal Speed | Bonus | Min Deposit |
|---|---|---|---|---|---|
| Wild Casino | Online Casino Overall | 98.1% | Under 1 Hour (Crypto) | 250 wager-free spins + Free VIP membership | $20 |
| Raging Bull Casino | Fast Crypto Cashouts | 97.8% | 15 Min (Crypto) | 350% and 50 Free Spins | $20 |
| Vegas Aces | Live Dealer Games | 97.8% | 15 Min (Crypto) | Up to $6,500 Welcome Bonus | $10 |
| BetWhale | Mobile Experience | 97.5% | 1-3 Days | 250% Deposit Bonus | $20 |
| Lucky Red | Biggest Welcome Bonus | 97.9% | 24-48 Hours | 400% up to $4,000 | $35 |
Top Online Casinos in the US Reviewed
Below, we’ve included our in-depth review of the best online casinos. Our hands-on testing focused on key factors that matter most to players: payout speeds, fair bonuses, high RTP games, and security and licensing.
Wild Casino – Best Online Casino Overall
- Welcome offer: 250 free spins and automatic entry into the VIP Program
- Bonus Details: Daily cash race, free rolls tournaments
- Wagering Requirements: 35x
Wild Casino is one of the best online casinos for high payouts, ensuring you can win big and cash out without hassle. Bitcoin withdrawals can go up to $100,000, much more than the standard $2,500 we’ve seen at most other real money online casinos.
There are over 1,100 slots to explore and exciting high-stakes tournaments. Wild Casino also awards more than $1,000,000 in tournament prizes every month.
User Review: “Fast payouts (bitcoin), fun games and hope because I just won some money that I don’t get thrown in some logarithm to give it all back like on other sites. Would recommend giving these guys a shot!” – Will, US Trustpilot (March 4, 2025)
Pros:
- Crypto cashouts under an hour, keeping your winnings accessible
- Over 1,100 slots from Betsoft and Dragon Gaming, ensuring diverse gameplay
- 10% weekly cashback helps offset losses and extend your playtime
Cons:
- Traditional banking withdrawals take longer, so crypto is the fastest option
- Bonus terms could be more transparent—always check the fine print before claiming offers
- Regular high-value cash tournaments
- 900+ slots from Betsoft, Dragon Gaming, and more
- 10% weekly cashback on losses
Raging Bull – Best Payout Online Casino for Crypto
- Welcome offer: 350% bonus and 50 free spins
- Bonus Details: Daily free spins, weekly cashback, monthly free chip
- Wagering Requirements: 35x
Raging Bull stands out as the best online casino for crypto players. Whether you’re depositing or withdrawing with Bitcoin, Litecoin, or other supported cryptocurrencies, the process is fast, secure, and includes no fees. The quickest payout option is Coindraw, where you can receive your winnings instantly, but there is a max payout of $2,500.
We found that the bonuses are often explicitly tailored for Bitcoin users, and frequent players will be rewarded with exclusive perks like a 15% daily cashback.
Another standout is that the site is powered by RealTime Gaming, which means you’ll find a well-rounded selection of slots, table games, and video poker. These games are optimized for instant real money play and crypto compatibility.
User Review: “Great casino. Great bonuses, crypto friendly. Won and cashout 900$ last week.” – Jason H, US Trustpilot (April 1, 2025)
Pros:
- Exclusive promotions for crypto players
- Daily free spins
- Games library includes all RTG casino platform games
Cons:
- Low monthly withdrawal limit
- No live roulette games
Vegas Aces – Top Online Casino for Live Dealer Games
- Welcome offer: Up to $6,500 welcome bonus
- Bonus Details: 10% weekly rebate (up to $500)
- Wagering Requirements: 35x
Vegas Aces consistently offers high payouts thanks to its exclusive game selection, with many high RTP games. It has titles from leading developers, including Betsoft, BGaming, Dragon Gaming, and Mr Slotty. In fact, with over 1,800 games on the site, there is something for every player here.
While the slots are often the main attraction, the rich selection of table and live dealer games is your best bet for high RTP and casino payouts.
There is a dedicated blackjack category with more than 20 options, without counting the live tables. With a basic blackjack strategy, you can benefit from the best RTP in the casino, exceeding 99.50%. We also found solid payout rates for video poker, baccarat, and craps. Some slots even exceed 98%, which is impressive for this category.
- Nearly 30 top game providers like Betsoft
- Banking with cards, BTC, ETH, LTH or BCH
- Game of the Week every Friday
BetWhale – Best UX & Mobile Casino
- Welcome offer: 250% deposit bonus
- Bonus Details: 10% weekly cashback on losses
- Wagering Requirements: 30x
BetWhale offers a seamless mobile experience, making it the best online casino for players who prefer gambling on their phones or tablets. Its dedicated mobile app ensures smooth gameplay, whether spinning slots or placing sports bets.
With games like live blackjack, European roulette, and baccarat, you can benefit from a high RTP while having fun with professional dealers. We found the table limits can cover all bankrolls, with VIP tables going up to $20,000 for blackjack. If you are looking for something higher, Wild Casino offers $50,000 tables.
However, the high stakes limits continue with other live gaming options. For example, you can bet up to $200 on Wheel of Fortune and combine bets for a high payout. This exclusive game from Bet Games runs around the clock, has a 95% RTP, and pays 18x for a straight bet.
User Review: “Betwhale is one of the few websites continuously giving out good bonuses for every deposit. The delay is a few days to get approved and then bitcoin sent. It is true that large withdrawals take some time, but I have gotten $700+ out many times. If you can find a website that gives these bonuses and rollovers, please let me know. I will continue to use and enjoy Betwhale!!!” – Ryan F, US Trustpilot (March 3, 2025)
Pros:
- Optimized for mobile with a dedicated app that runs flawlessly
- High-roller friendly bonuses for serious players
- 900+ casino games, including slots, live dealer, and poker
Cons:
- Large no-deposit bonus withdrawals take longer, making smaller cashouts more efficient
- Crypto withdrawals are fast, but if you need instant cashouts, consider CoinCasino instead
- No deposit and withdrawal fees
- Unlimited matching for crypto deposits
- Flexible bonuses for sports and casino players
Lucky Red – Best Online Casino for Bonuses & Promotions
- Welcome offer: Welcome Bonus: 400% up to $4,000 + $75 Free Chip
- Bonus Details: 10% weekly cashback on losses
- Wagering Requirements: 40x
Lucky Red is a bonus-heavy online casino, making it ideal for players who want the most value from their deposits. With a 400% welcome bonus, ongoing promotions, and a VIP program, it offers plenty of ways to boost your bankroll.
There is a mix of over 150 classic and new games, including games for slots, video poker, and even specialty games like scratch cards. It is worth noting that there are no live dealer games, so if this is what you are after, we’d recommend Vegas Aces.
User Review: “So far so good I just started but everything seems legit and I like it I will definitely let everyone know once I can redeem and receive winnings” – Shanna Vaughn, US Trustpilot (February 7, 2025)
Pros:
- Huge 400% welcome bonus, one of the biggest available
- VIP program with unlimited bonus redemptions for loyal players
- Over $1 million in progressive jackpots, increasing your chances of a big win
Cons:
- Some players report occasional software glitches, though these are rare
- Identity verification may take longer than expected, so prepare documents in advance
- Unlimited redemptions with select bonuses
- Over $1 million jackpots
- Enhanced bonuses for crypto deposits
Real Money Online Casino Bonuses Compared
Bonuses are one of the biggest perks of playing at the best payout online casinos, giving you extra funds, free spins, and other rewards just for signing up or making a deposit. Here’s a quick rundown of the most common online casino bonuses and what to expect from each:
Welcome Bonus
This enticing bonus will give you generous rewards to enhance your experience when you make your first deposit. While the perks vary between top online casinos, they generally match your initial deposit, doubling your funds. This usually also includes free spins at specific slots games.
To stretch your bonus further, we recommend playing games with 97%+ RTP. It’s worth noting that new online casinos generally offer a much higher welcome bonus to entice new players.
No Deposit Bonus
While not as common as other bonuses on this list, a few of the best online casinos offer a no-deposit bonus that gives you access to a small credit pool or free spins just for signing up. We found this to be a risk-free way for you to try the casino and its games before using your funds.
However, this means you may face high wagering requirements, the types of games you can play are restricted, and there are generally low maximum withdrawal limits.
Free Spins
These popular promotional bonuses used by online casinos are generally included as a welcome or no-deposit bonus. However, a few top online casinos include daily free spins for specific slots games as a reward for regular players.
Cashback
Many of the top online casinos on our list offer a cashback bonus to their players. This bonus returns a percentage of your net losses over a certain period, such as daily, weekly, or monthly.
For example, Raging Bull Casinos offers a weekly insurance cashback for players. This offer allows you to receive up to 45% cashback if you don’t have a winning week. Cashback bonuses with no wagering requirements give you risk-free returns.
VIP and Loyalty Programs
These programs are designed to encourage and reward frequent play at online casinos by giving you additional perks like free spins and bonus cash. While you may be automatically enrolled into a top online casino’s loyalty program, the VIP programs are often invite-only and cater to high-rollers. The perks for this include access to higher betting limits and faster withdrawals, luxury gifts, and access to personal account managers. Each of these is tiered, and the more you play, the higher you will rank and the more perks you will unlock.
Wagering requirements at an online casino are the rules that dictate how many times you need to play through a bonus (and sometimes your deposit) before you can withdraw any winnings. This is a way for casinos to ensure that players can’t simply cash out free money without participating in any games.
For example, if you receive a $100 bonus with a 30x wagering requirement, you must place $3,000 in wagers before cashing out. Once you have met the requirements of the online casino, you can withdraw your winnings. Always check these terms, as they can vary between casinos and affect how easy it is to turn a bonus into real money.
Online Casino Games You Can Play for Real Money
There are many ways to bet at the top US online casinos, and below, you’ll find the most popular games to play that offer you the best chances to win:
Baccarat
This game of chance is popular at US online casinos because of its simplicity. You simply need to choose between Player, Banker, or Tie by predicting which hand will have the closest total value to nine. There are standard RNG Baccarat games for solo play, like Baccarat (Banker Bet) by Betsoft, or you can take part in live dealer Baccarat, which offers variants like Speed Baccarat or No Commission Baccarat. The game has a low house edge (typically 1.06%) while the player’s hand sits at a comfortable 1.24%.
Blackjack
Online casinos in the US have many variants of the popular and widely played table game, including Classic Blackjack, Vegas Strip Blackjack, and European Blackjack. Like with roulette, there are also live dealer options, but you can play a virtual option at your own pace.
Blackjack variations include single-deck and six-deck blackjack, but it’s worth noting that the former has a much higher RTP.
Slots
A digital version of traditional slot machines, slots games at top online casinos range from classic 3-reel slots to modern 5-reel video slots. What sets them apart is that they can include bonus rounds, free spins, and special symbols.
In addition to the rich graphics and diverse soundtracks, you have the convenience to play these anytime and anywhere. Top providers for these games, like NetEnt and Microgaming, also frequently release new titles, so there is something available for casual players and high rollers.
We’d recommend Book of 99 as it’s one of the top real money slots that offers medium volatility and high payout potential (99% RTP). For low-risk players who prefer frequent wins, try Blood Suckers.
Roulette
As one of the most popular games at top online casinos in the US, you’re sure to find dozens of roulette variants. These include classic gameplay and modern variants like Lightning Roulette by Evolution Gaming. The most common and usually a default for US casinos is American Roulette, which features a double zero. Online casinos also offer European Roulette (a single zero) and French Roulette (which has a reduced house edge). What makes this game so accessible is that there are digital versions and live dealer options, and it has betting ranges that appeal to casual gamers and high-rollers.
Banking Options at Real Money Online Casinos
Finding the best payment method ensures fast deposits, smooth withdrawals, and minimal fees. Here’s a breakdown of the top options at the best payout online casinos:
Debit/Credit Cards
Debit and credit cards are widely accepted at the top online casinos and offer a safe and reliable way to deposit and withdraw your funds. Debit cards also allow you to manage your spending against the money on the card.
However, these incur a higher fee than other options. Our tests show that BetOnline offers the best low-cost debit and credit card withdrawals.
- Cards Available: Visa, Mastercard, American Express
- Deposit Time: Instant
- Withdrawal Time: 2-5 business days
E-Wallets
E-wallets are quite popular payment options at the best online casinos. They often allow you to withdraw quicker than with debit and credit cards.
The fees incurred are also generally lower, like with Cash App, which has 0% fees. CoinCasino is our top choice for e-wallet withdrawals.
- E-Wallets Available: PayPal, Skrill, Neteller, Cash App
- Deposit Time: Instant
- Withdrawal Time: A few hours to 1 business day
Bank Transfers
This is the best option to move large sums of money between your bank and a top online casino. While it may not be the fastest option, it is one of the best choices for high rollers.
However, fees will be incurred when using this option. We found that BetWhale offers low-fee bank transfers, while LuckyRed is best for high-limit withdrawals with wire transfers.
- Deposit Time: 1-5 business days
- Withdrawal Time: 2-5 business days
Cryptocurrencies
Cryptocurrencies are fast becoming a preferred option at many online casinos. They offer speed, privacy, and accessibility. In addition to instantaneous deposits and quick withdrawals, crypto allows for anonymous transactions, low fees, and exclusive bonuses.
During our hands-on testing, we found that Wild Casino offers the fastest crypto payouts with BTC, ETH, and LTC.
- Cryptocurrencies Available: BTC, ETH, USDT, DOGE, BCH, XRP, BNB, and LTC
- Deposit Time: Instant
- Withdrawal Time: 1-2 hours
Online Casino Sites by US State
Online casinos are legal in New Jersey, Pennsylvania, Michigan, West Virginia, Delaware, Connecticut, and Rhode Island, and each state has its regulatory framework.
The best offshore casinos operate under broad licensing that lets them serve many jurisdictions. Looking at the US, the best online casinos often provide games to 40-45 states. This means you can find casinos in California and other states with no locally regulated market. This range improves your chances of playing at top online casinos for real money in your home state and on the road.
The alternative is picking one of the online casinos based in individual states. These operators use geolocation technology to ensure you don’t play outside of state limits.
Take a look at the table below to see which states have state-regulated online casinos and where you can access offshore options.
| State | State-Licensed Casinos | Offshore Casinos |
| Alabama | ❌ | ✅ |
| Alaska | ❌ | ✅ |
| Arizona | ❌ | ✅ |
| Arkansas | ❌ | ✅ |
| California | ❌ | ✅ |
| Colorado | ❌ | ✅ |
| Connecticut | ✅ | ✅ |
| Delaware | ✅ | ✅ |
| Florida | ❌ | ✅ |
| Georgia | ❌ | ✅ |
| Hawaii | ❌ | ✅ |
| Idaho | ❌ | ✅ |
| Illinois | ❌ | ✅ |
| Indiana | ❌ | ✅ |
| Iowa | ❌ | ✅ |
| Kansas | ❌ | ✅ |
| Kentucky | ❌ | ✅ |
| Louisiana | ❌ | ✅ |
| Maine | ❌ | ✅ |
| Maryland | ❌ | ✅ |
| Massachusetts | ❌ | ✅ |
| Michigan | ✅ | ✅ |
| Minnesota | ❌ | ✅ |
| Mississippi | ❌ | ✅ |
| Missouri | ❌ | ✅ |
| Montana | ❌ | ✅ |
| Nebraska | ❌ | ✅ |
| Nevada | ❌ | ✅ |
| New Hampshire | ❌ | ✅ |
| New Jersey | ✅ | ✅ |
| New Mexico | ❌ | ✅ |
| New York | ❌ | ✅ |
| North Carolina | ❌ | ✅ |
| North Dakota | ❌ | ✅ |
| Ohio | ❌ | ✅ |
| Oklahoma | ❌ | ✅ |
| Oregon | ❌ | ✅ |
| Pennsylvania | ✅ | ✅ |
| Rhode Island | ✅ | ✅ |
| South Carolina | ❌ | ✅ |
| South Dakota | ❌ | ✅ |
| Tennessee | ❌ | ✅ |
| Texas | ❌ | ✅ |
| Utah | ❌ | ✅ |
| Vermont | ❌ | ✅ |
| Virginia | ❌ | ✅ |
| Washington | ❌ | ✅ |
| West Virginia | ✅ | ✅ |
| Wisconsin | ❌ | ✅ |
| Wyoming | ❌ | ✅ |
How to Choose the Best Online Casino
When choosing an online casino, we recommend looking past the flashy graphics and big bonuses to ensure your choice offers a secure, enjoyable, and fair gambling experience. These factors we consider during our hands-on testing will also help you pick a top online casino that meets your needs. Below is a break down of the key elements you should consider:
- Licensing and Regulation: To ensure that the online casino you are playing at operates legally, fairly, and transparently, a license will be offered by a reputable gambling authority. These include the Malta Gaming Authority, Gibraltar Gambling Commissioner, and Curacao eGaming. Local bodies include the New Jersey Division of Gaming Enforcement, the Pennsylvania Gaming Control Board, and the Michigan Gaming Control Board. Each online casino on our list is reputable and fully licensed with one of these trusted bodies.
- Game Selection: A top online casino will offer you a variety of games, including slots, table games, and live dealer games. Many partner with top providers such as NetEnt, Microgaming, or Pragmatic Play. These providers use certified random number generators, ensuring that your games are fair.
- Bonuses and Promotions: Besides the welcome and reload bonuses, you’ll want to play at an online casino that rewards you for playing. These rewards can help you stretch your bankroll and give you more chances to win. These include daily login bonuses, free spins, and loyalty and VIP programs.
- Customer Support: Reliable customer support ensures that when you require assistance, you know you can get help quickly. The top online casinos usually offer 24/7 live chat and email support and sometimes have direct phone lines for VIP players.
- Safety and Security: You should choose a secure online casino that can protect your valuable information, including your personal and financial details. Secure casinos will protect your data with SSL encryption (you’ll find https:// in the URL), offer various two-factor authentication methods, and have a clear privacy policy.
Responsible Gambling Advice
Responsible gaming should always be a top priority when playing at online casinos in the USA. Managing your time and finances effectively helps ensure a fun and safe experience.
- Set Clear Limits: You can set time and budget constraints before playing. Adhering to these limits ensures that gambling remains fun without negatively impacting other aspects of your life.
- Recognize the Signs and Know When to Stop: Be mindful of your feelings and behaviors while gambling. If you notice signs of stress, anxiety, or depression related to your gambling habits, it’s crucial to take a step back and seek support.
- Utilize Available Support Resources: Many organizations assist those seeking help with gambling-related issues. Reaching out can provide valuable guidance and support.
We’d recommend these resources below to find help and support:
Online Casinos FAQs
Are online casinos legal in the US?
What are the best online casinos that pay real money?
Can I play real money casino games in the USA?
How do I find the best paying online casinos?
Are my winnings taxable?
Which states are considering legalizing online casinos in 2025?
Can I play in different currencies?
References
- https://www.trustpilot.com/categories/casino (Trustpilot online casino section)
- https://www.michigan.gov/mgcb/detroit-casinos/resources/revenues-and-wagering-tax-information
- https://gamingcontrolboard.pa.gov/news-and-transparency/revenue
- https://www.njoag.gov/about/divisions-and-offices/division-of-gaming-enforcement-home/financial-and-statistical-information/
- https://casinoindustrynews.com/global-casino-statistics/
- https://www.mordorintelligence.com/industry-reports/united-states-online-gambling-market
- https://igamingbusiness.com/gaming/online-casino/new-igaming-in-us-in-2025-probably-not
- https://www.statista.com/outlook/amo/online-gambling/worldwide