Choosing the best payout online casino in Canada means that you’ll get higher returns and a better gaming experience. We’ve highlighted casino games with the biggest RTP rates.
CA Online Casinos with Best Payout
Before we get into the nitty-gritty, here’s a full list of the highest paying online casinos in Canada today.
3 of the Top Paying Online Casinos in Canada
With this series of mini-reviews, let’s take a closer look at the top paying online casinos in Canada.
1. Instant Casino – CA Online Casino with Best Overall Payout
- CA Payout Rate: 98.76%
- No. of Slot Games: 3,500+
- Banking Methods: Visa, Mastercard, Interac, 11 Cryptocurrencies
- Welcome Bonus: 200% up to $7,500
This is the biggest best paying online casino in Canada, with more than 4,000 slots, live dealers, and table games.
These top-quality games are supplied by some well-known developers in the business, including NetEnt, Play’n GO, and Pragmatic Play. And many of them also offer high RTP rates, such as Marching Legions (98.12%) by Relax Gaming.
Aside from the high payout rate, Instant Casino offers fast, convenient, and secure payout methods like cryptocurrency and Interac.
Pros
- Highest payout online casino in Canada
- Games from over 30 leading suppliers
- Fast crypto and Interac withdrawals
- Industry-leading casino bonuses
Cons
- No native mobile app for download
- $35 minimum deposit requirement
2. InstaSpin – Fast-Paying CA Casino with High RTP Slots
- CA Payout Rate: 98.42%
- No. of Slot Games: 1,900+
- Banking Methods: Visa, Mastercard, MiFinity, Interac, CASHlib, CashtoCode, 10 Cryptocurrencies
- Welcome Bonus: $2,500 and 100 free spins
The next best payout online casino in Canada is Instaspin. Although its game library is a little smaller than Instant Casino, there’s more than enough to keep you busy.
You’ll find plenty of high RTP games, including Book of 99 by Relax Gaming. That particular title boasts a staggering 99.00% Return To Player rate. There are also many classic casino table games offering low house edge bets.
InstaSpin is one of the best online casinos in Canada with a super intuitive interface, plus a quick and easy registration process.
Pros
- A sizable library of 2,000+ games
- Vast selection of fast payments
- Low $20 minimum deposit limit
- User-friendly mobile and desktop site
Cons
- Can’t play live games by Evolution
- No native Android and iOS apps
3. CoinCasino – Top Crypto Casino with High Payout
- CA Payout Rate: 98.04%
- No. of Slot Games: 500+
- Banking Methods: 23 Cryptocurrencies
- Welcome Bonus: 200% up to $30,000
Although CoinCasino is relatively small, it still offers some of the best online casino payouts in Canada. The site only launched in 2024, so we expect it to grow beyond its current collection of around 500 games.
Among the titles currently in the library, Blood Suckers by NetEnt stands out due to its impressive 98.00% RTP. However, that’s by no means the only game with a high payout rate.
As a cryptocurrency casino, it’s possible to use more than 20 popular tokens, including Bitcoin and Ethereum. Look out, too, for the incredible welcome bonus, plus ongoing promotions for regular players.
Pros
- Enormous casino welcome bonus
- Several high RTP slots above 98%+
- Selection of fun casual games
- Can also bet on popular sports
Cons
- Only cryptocurrency payment options
- A relatively small slots library
Canada Online Casino Payout Percentages
What do we mean by ‘the best payout percentages at Canadian online casinos’?
Well, every single game in the casino has a theoretical payout rate. This indicates the amount of money returned to players, if you were to play for an infinite time.
Naturally, the bigger this number is, the better your chances of winning in the long run.
Return To Player
The RTP (Return To Player) rate of a game is always expressed as a percentage.
Take the popular Starburst slot by NetEnt as an example – which has an average 96.09% RTP.
In theory, if you were to spend $100 playing this game, you’d receive $96.09 in return.
Of course, it’s not really that simple, as casino games are totally random. But the longer you play, the closer your real return will come into line with the hypothetical RTP.
House Edge
When discussing table games, you’ll often hear people refer to the house edge. This is basically the inverse of the RTP.
The house edge of a standard European Roulette wheel, for instance, is 2.70%. That means a theoretical RTP of 97.30%.
Any game with a low house edge has a high payout rate by default.
So, that explains how the payout rate of an individual game works. But how do you determine the best payout online casino in Canada?
Well, you need to know the RTP of every single game, add them up and take an average. Luckily for us, though, our experts can leverage inside information from online casino managers that makes the process much easier.
Online casinos that are regulated by international authorities must prove their games are random and completely tamper-proof. They usually work with the game developers directly to achieve this.
Third-party agencies, such as GLI, eCOGRA and BMM Testlabs, are called in to audit games. They run millions of simulated plays to validate the exact RTP, as well as other factors, including slot volatility and maximum potential payout.
If you want to ensure that your games are fair and the RTPs are as advertised, it’s important that you only use regulated casinos.
In the industry, 96% is the accepted benchmark for slots. Anything above is higher than average, while anything less would be considered a low RTP.
Given that table games usually have payout rates of more than 98%, this increases the average figure for an entire casino. It’s fair to say that anything over 97% is a good payout rate for an online casino in Canada.
Top Game Suppliers at Payout Online Casinos in CA
Leading casinos take their games from dozens of different suppliers. Here are some of the biggest supplier names at the best payout online casinos in Canada.
- Big Time Gaming: Founded in 2011, this Australian developer is primarily known for creating the game-changing Megaways slots engine. Many of their titles are audited by eCOGRA to ensure fair and transparent RTPs, volatility levels and maximum win multipliers.
- Evolution: The industry’s top live casino supplier, Evolution was established in Sweden back in 2006. It’s best known for innovative table games, such as the Lightning series, and entertaining game shows. Evolution works with GLI and eCOGRA to ensure fairness.
- Hacksaw Gaming: Headquartered in Malta, Hacksaw Gaming focuses primarily on mobile-first slots, scratchcards, and instant win games. The developer’s slots are renowned for vibrant graphics and high volatility levels. Set up in 2018, Hacksaw Gaming uses BMM Testlabs and GLI for auditing.
- Games Global: Created in 2021, Games Global is an aggregator of all kinds of casino games, including slots, live dealer, and video poker titles. The company works with 40+ game providers, many of whom use eCOGRA and GLI to validate the products’ payout rates.
- NetEnt: NetEnt has been producing slots and table games since 1996. The company’s games are certified by TST (Technical Systems Testing) and eCOGRA. Many titles have high RTP rates, like Blood Suckers and Mega Joker.
- Nolimit City: A truly innovative development studio, Nolimit City is famous for producing dark, violent and humourous games. The company, which was originally founded in 2014, was acquired by Evolution in 2022. However, it continues to make some of the industry’s most popular slots.
- Novomatic: With roots dating back to 1980, Novomatic is an OG of casino game production. Hailing from Austria, the business is known for creating software platforms, as well as land-based and online games. GLI and TÜV (Technischer Überwachungsverein) are just two of its compliance partners.
- Playtech: Playtech has been involved with the online gambling industry since 1999. In addition to the usual slots and table games, this developer also includes bingo, poker and casino management platforms.
- Play’n GO: This award-winning developer of mobile-friendly slots, video bingo and table games was founded in 1997. Originally from Sweden, the company now has offices in Malta. It works with auditors like eCOGRA and TST to verify the RTP information of its many products.
- Pragmatic Play: Formed in 2015, Pragmatic Play has become one of the industry’s biggest suppliers of video slots. Also, it is known for its portfolio of engaging and creative live casino games, like Sweet Bonanza CandyLand and Snakes & Ladders.
- Quickspin: Another reputable supplier originating in Sweden, Quickspin was founded in 2011. Its main product offering is video slots and the main compliance partner is eCOGRA. Quickspin slots are known for their interesting themes and compelling storytelling.
- Relax Gaming: This developer produces online table games and bingo, but is most known for its volatile slots. There are plenty of high payout titles in its catalog, too, such as Book of 99 (99% RTP). Payouts are verified by GLI and eCOGRA.
Best Paying Online Casino Games in Canada
The best payout casinos in Canada offer all kinds of games to give you a better chance of winning money online.
Slot Machines
Video slots are always the most popular games at any casino. They’re easy to understand, require minimal skill and come with a huge variety of themes.
Better still, they can be rewarding – particularly high variance slots, which sometimes offer six-figure multipliers and progressive jackpots.
Here’s a list of the highest RTP slots in Canada, all of which can be found at our trustworthy and secure casinos.
| Online Slot | RTP | Recommended CA Casino |
| Book of 99 | 99.00% | InstaSpin |
| Jackpot 6000 | 98.90% | BetPanda |
| 1429 Uncharted Seas | 98.50% | Cryptorino |
| Marching Legions | 98.12% | Instant Casino |
| Blood Suckers | 98.00% | CoinCasino |
Baccarat
This fast-paced table game is favoured worldwide because it’s so straightforward to play.
Correctly guess whether the Banker or the Player will win, and you’ll earn an even money payout. Alternatively, you can bet on the Tie for a bigger reward of up to 9 to 1.
The table below details the highest RTP baccarat games found at the best payout online casino in Canada.
| Baccarat Game | RTP | Recommended CA Casino |
| Punto Banco | 99.55% | BC.Game |
| Ezugi Baccarat | 98.94% | InstaSpin |
| No Commission Baccarat | 98.94% | CoinCasino |
| Baccarat Supreme | 98.76% | Instant Casino |
| Mini Baccarat | 98.54% | BetPanda |
Blackjack
The RTP of blackjack is hard to pin down because it depends entirely on how you choose to play.
However, if you follow basic strategy, which tells us the optimal move in every possible situation, you can reduce the house edge to just 0.5%. Learn how to count cards and it’s theoretically possible to beat blackjack in the long run.
Every high payout online casino in Canada offers some form of blackjack, but look out for the following games.
| Blackjack Game | RTP | Recommended Casino |
| Blackjack Switch | 99.92% | BC.Game |
| Classic Blackjack Gold | 99.91% | Instant Casino |
| Ezugi Blackjack | 99.89% | InstaSpin |
| Infinite Blackjack | 99.55% | CoinCasino |
| Single Deck Blackjack MH | 98.74% | Instant Casino |
Video Poker
Some of the very best Canadian online casino payouts come from video poker games.
The RTP is almost always greater than 96%, and in many cases, it’s over 99%. Believe it or not, some video poker RTPs are even greater than 100%.
Video poker is considered a little old-fashioned nowadays. But this solo pursuit – a cross between slots and five card draw poker – is one of the easiest to beat in the long term.
Check out these particularly high paying video poker games.
| Video Poker Game | RTP | Recommended Casino |
| Jacks Or Better Double Up | 99.59% | CoinCasino |
| Cards of Ra Jacks or Better | 99.54% | InstaSpin |
| Deuces Wild Poker | 98.91% | Instant Casino |
| Joker Poker | 98.59% | BC.Game |
| Double Double Bonus Poker | 97.86% | Instant Casino |
Live Casino
The best Canada live casinos offer a blend of table games, such as low house edge games like blackjack and baccarat, and game shows.
Live casino game shows don’t usually offer high RTPs. But many of them promise high returns, often due to random multipliers. Besides, they’re some of the most colourful and entertaining games available at any online casino.
Here are some of the highest payout live casino game shows.
| Live Casino Game | RTP | Recommended Casino |
| Cash or Crash | 99.59% | CoinCasino |
| Stock Market Live | 99.00% | BetPanda |
| Snakes & Ladders | 96.30% | Instant Casino |
| Sweet Bonanza Candyland | 96.95% | InstaSpin |
| Crazy Time | 96.08% | CoinCasino |
Promotions at Top Payout Casinos in CA
Your choice of Canada online casino bonuses can make or break your experience. Here are the most common promotions to look out for.
- Welcome Bonuses: All gambling sites, not just the best payout online casinos in Canada, provide signup bonuses. These are usually deposit match bonuses, which boost your first deposit by a fixed percentage, giving you more opportunities to try high RTP games.
- No Deposit Bonus: A prized bonus which is rare to find because it gives you a chance to play and win for free. Register a new account and the bonus will be waiting for you, with no need to deposit real money.
- Free Spins: Awarded to existing players via loyalty programs and reload bonuses (and sometimes welcome offers), free spins let you play real money slots. Some free spins bonuses allow you to play any game, so you can test high RTP slots and win more money.
- Cashback: Many new online casinos now offer cashback rebates. If you make a loss during the promotional period – usually a week – you’ll receive a percentage refund. This promo softens the blow of a losing streak. Cashback can then be used to play high payout games.
Canada Online Casinos with Best Payout Methods
You can use a wide variety of banking methods at high payout online casinos in Canada. In this section of our guide, you’ll learn more about the most common options.
Online Banking
One of the country’s most popular payment methods, Interac offers fast and secure online banking transactions.
Most of the best payout online casinos in Canada offer this convenient option since Canadians are already so familiar with it. There’s no need for any special apps, as it’s linked directly to your bank account.
While there are fees for using the method, most Interac online casinos cover them on your behalf.
Debit and Credit Cards
Everyone in Canada owns a debit or a credit card, which is why all online casinos accept Visa and Mastercard. Some also allow you to use other cards, like American Express.
Deposits are instant. However, withdrawals aren’t as quick as the high-tech payment methods found at new casino sites in Canada, such as cryptocurrency and mobile wallets.
Still, it’s a secure and convenient way to fund your account. Plus, the casino almost always covers the transaction fees involved.
Cryptocurrencies
Our favourite way to deposit and withdraw from a best payout online casino in Canada. Cryptocurrencies like Bitcoin, Tether and Ethereum are quicker than other banking options.
They’re always found at top no KYC casinos, since these sites are concerned about privacy. As cryptocurrencies don’t require such stringent identity verification checks, they’re also the fastest way to receive a casino payout.
You’ll rarely have to wait longer than 48 hours when withdrawing via crypto. It’s not uncommon to get the funds within just a few hours.
Digital Wallets
Digital wallets are often called ‘eWallets’ which refer to the payment solutions – PayPal, Skrill, and Neteller.
eWallets are a great way to keep your casino bankroll separate from your regular bank account and can play an essential part of your responsible gambling strategy.
The transaction fees are minimal and payout times are faster than traditional banking methods.
Prepaid Vouchers and Cards
You can find prepaid options at more or less the best online casinos that payout in Canada. Whether it’s a voucher system like Paysafecard, or a prepaid card powered by Visa or Mastercard, they’re great for players without a bank account.
Although you can’t withdraw to a prepaid card, they offer additional peace of mind. After all, you can’t spend more than the pre-purchased amount.
Prepaid vouchers reduce your losses in the unlikely event of fraud, plus it’s good if you’re seeking to gamble responsibly.
Security at High Payout Casinos Online in CA
If you’re researching the top payout online casinos in Canada, you’re likely planning on winning big. And if you do, you’ll naturally be concerned about the safety of your funds.
The best online casinos, including those featured on this page, have the latest security technology.
All of them use encryption to protect your sensitive personal information and real money transactions. Many of them allow you to configure two-factor authentication to help prevent unauthorized access to your account.
If you’re really concerned, consider adding an extra layer of privacy and security with a Virtual Private Network.
This software masks your IP address, making it almost impossible for anyone to track your activity. Many of our recommended sites are VPN-friendly casinos.
How to Maximize Your Returns at the Highest Payout Online Casino in Canada
Follow these expert tips to squeeze the most value out of your bankroll.
Final Thoughts – Join Best Online Casinos That Payout in Canada
If you want to increase your odds of winning, you should play high RTP games at casinos with the best possible payout.
These sites are packed with potentially rewarding games and bonuses to maximize your bankroll and improve your chances of success.
We rate Instant Casino as the best payout online casino in Canada right now.