Best Baccarat Online Casinos in the US 2025

The best baccarat online casinos in the US give you a shot at Banker, Player, and Tie bets, plus plenty of side options and house edges that are hard to top. Payouts go up to 30:1, bonuses are generous, and you can deposit and withdraw using both crypto and traditional methods. Let’s jump straight into our top picks for playing at baccarat online casino sites for real money.

Top Baccarat Online Casinos in the US Reviewed

In the following sections, we’ll break down the three best online casinos for baccarat in the US in more detail.

1. Wild Casino – Best Baccarat Online Casino Overall

• Casino Games: You’ll find five video baccarat titles from providers like Betsoft and Dragon Gaming. For live dealer games, there are nine options from FreshDeck Studios and Visionary iGaming, with limits ranging from $1 to $10,000. BetGames.tv’s ‘Bet on Baccarat’ offers a unique twist on the gameplay.
• Bonuses: I really liked the promotions at Wild Casino. You can grab a welcome bonus of up to $5,000 plus 200 free spins when you join, along with reloads, cashbacks, and live dealer promos later on. Baccarat bets count 5% towards wagering requirements.
• User Experience: Getting around Wild Casino is super easy. Signing up takes no time, everything’s right where you’d expect, and the site performs great on mobile.
• Payment Methods: This is one of the best Bitcoin casinos because you can deposit up to $100,000 at a time. Other crypto tokens are also available alongside credit/debit cards and wire transfers. Payouts are processed within the same day and start from just $20.

Wild Casino tops our list of best online baccarat casinos because it offers a great mix of titles and betting limits that work for any budget. All the baccarat titles are split between Table Games and Live Dealer sections, plus there are over 1,200 slots, table games, and specialty options to check out too.

Things we liked:

What could be improved:

2. BetWhale – Best Baccarat Online Casino For Bonuses

• Casino Games: BetWhale impressed me with a solid selection of baccarat options, including classic and no-commission, as well as Dragon Tiger. Live dealer games add up to 15 and match what you’ll find at Wild Casino in terms of variants.
• Bonuses: All bets on baccarat count 20% toward the wagering requirements. You get a 250% bonus on your first deposit with a minimum of $20. The rollover is 30x, and you can win up to 20 times your initial investment.
• User-Experience: BetWhale Casino keeps everything simple with a clean layout and clear menus for Live Dealer, Table Games, and Bonuses. The search bar makes finding baccarat games quick, and the homepage highlights top bonuses and featured titles. On mobile, everything is easy to access, with the interface mirroring exactly what you see on desktop despite a few optimizations. 
• Payment Methods: BetWhale is one of the few offshore casino sites that allows withdrawals via VISA and Mastercard. You can also use crypto tokens like Bitcoin and USDT, wire transfers, and options like PayPal, Neosurf, and Flexepin to add money. Deposits start at $20, while withdrawals require a minimum of $150.

BetWhale is an excellent choice if you’re new to baccarat and want to start with an increased bankroll. The casino will give you 250% on top of whatever you deposit with no maximum cap, which is super rare to find at other gambling sites. Just keep in mind, if the amount is over $999, you’ll need to contact support to have it added manually.

Baccarat bets count 20% toward the wagering requirements, and you can switch to other table games or real money slots anytime while still using your bonus funds.

Things we liked:

What could be improved:

3. Raging Bull Slots – Best Baccarat Casino Online For Demo Games

• Casino Games: Raging Bull Slots has just one baccarat game, but what puts it higher up the rankings is you can jump straight into practice play without even setting up an account.
• Bonuses: I claimed a 250% bonus and 50 free spins upon signing up. The wagering requirements is at 40x, but with no cashout limits. The only catch is that baccarat games aren’t eligible—only slots, keno, bingo, and scratch cards. What I did was complete the rollover first, and then I used the profits to play baccarat online for real money.
• User-Experience: Raging Bull Slots is a top instant play casino, delivering a user-friendly experience directly through your web browser.  The integration of Inclave for secure logins adds an extra layer of protection.
• Payment Methods: Raging Bull Slots lets you deposit with several methods, including Visa, Mastercard, Bitcoin, and Skrill. Withdrawals start at $20 and max out at $2,500 per transaction, with a 48-hour pending period before the payout gets processed.

Raging Bull is all about slots, no doubt. But if you’re after a classic baccarat experience with free play before diving in for real, this online gambling site nails it. They source their game from Realtime Gaming (RTG), so there’s no question about quality. You start with a $1,000 fun balance, and a quick refresh gets you a brand-new bankroll anytime.

Things we liked:

What could be improved:

Online Baccarat Strategy

When playing online casino baccarat, you’re betting on whether the Player or Banker hand will get closer to 9, or if the round ends in a Tie. Each side gets two or sometimes three cards, depending on the version, and only the last digit of the total counts—so 14 counts as 4.

Many players love it because you don’t have to make any moves during play; just place your bet, and the dealer handles the rest.

Baccarat Online Gambling Rules

Here’s what a round looks like when you play baccarat online for real money:

Online Baccarat Odds and House Edge

All baccarat casino online games come with an RTP (Return to Player), which shows what percentage of the total bets placed is expected to be returned to players over time. The house edge is the other side of the equation, meaning how much the casino keeps as profit.

Baccarat has one of the highest RTPs among casino games, but the exact percentage depends on the bet you choose. Specifically, the Banker has the best odds with a 1.06% edge, followed by the Player at 1.24%, while the Tie bet carries the worst at over 14%.

Also, remember that the standard baccarat game charges a 5% fee on all winning Banker bets.

Baccarat Betting Options

The main bets in online baccarat are the Banker, Player, and Tie. However, some versions like ‘Ultimate Baccarat’ at Wild Casino also come with a few side bets.

Here are some of the most popular bets you might come across:

Game Variations at Baccarat Casinos Online

The classic version is easily the simplest and most popular way to play baccarat. But once you get the hang of it, you might want to check out other versions that mix things up a bit in terms of how the game feels and even how you can win.

Let’s go through some of the most popular ones available at casino online baccarat sites:

Punto Banco

Punto Banco is just another name for the classic version. You bet on either the “Punto” (player) or “Banco” (banker) hand, or a tie, with the goal of getting a total closest to 9.

Dragon Baccarat

Dragon Baccarat adds an interesting side bet to the classic game where you get paid out based on the margin of victory. A 5-point win gets you 5:1, while the top prize of 30:1 hits when the player or banker beats each other by 9 points. You can try it out at Wild Casino.

No Commission Baccarat

No Commission Baccarat follows the standard rules but removes the 5% commission on Banker wins; instead, a Banker win with a total of 6 pays only 50% of the bet. BetWhale – a top-rated Iowa online casino for real money – offers a really nice variant of the game from RTG.

Super 6

Super 6 is quite similar to No Commission Baccarat, but it includes a side bet where you can wager on the Banker winning with a total of 6, paying out at 12:1. You’ll find this game in a live dealer format from Visionary iGaming at Ignition Casino.

Pairs Baccarat Evolution

Pairs Baccarat Evolution focuses on its “Pairs” side bet. You can wager that the first two cards dealt to either the Player or Banker will be a pair, like two Kings or two 7s. If you’re right, it pays 11:1—though keep in mind that the side bet holds an RTP of 89.64%. Darwin Gaming’s variant at CoinPoker is very modern and fully built for mobile play.

Dragon Tiger

Dragon Tiger is a simplified version of Baccarat, often described as a two-card game. Instead of Banker and Player, you bet on either the Dragon or Tiger to have the higher card, with a Tie bet if you think both will be equal.

It’s really fast—just one card is dealt to each side—and payouts are usually 1:1 for Dragon or Tiger, while Tie pays 8:1 or more. The house edge is 3.73% for Dragon or Tiger bets. Try it out at BetWhale! 

Popular Online Baccarat Casino Games

The Best Baccarat Live Casino

If you’re after an experience that truly mirrors sitting at an actual table, live dealer baccarat is the way to go. The setup changes, as a real croupier handles the action via a video stream, letting you engage with them and other players through an integrated chat feature.

The screen displays a betting layout you use to place your wagers, with everything else broadcasted live from a professional studio. You’ve got a limited window to lock in your bets before the cards hit the table in real time.

Also, the rounds take a bit longer because the dealer handles the cards manually—burning and dealing straight from the shoe—but it makes the whole experience far more interactive.

Ignition Casino – Best Gambling Site for Live Casino Baccarat

Online Baccarat Casino Software

At gambling sites like Bovada, the best casino online baccarat games come from established software providers. You’ve got heavyweights like RealTime Gaming (RTG), a name that’s been in the industry for years and consistently delivers tried-and-true classics with solid mechanics and smooth gameplay. Newer players like Betsoft and Qora Games take on a more modern approach and bring several innovative features and sleek designs to reimagine traditional Baccarat.

Other leading suppliers with baccarat titles in their portfolios include:

You might also come across leading providers like Evolution, Pragmatic Play Live, OneTouch, WinFinity, and Live88 among others at online baccarat real money sites like TG.Casino and Discasino. Most of their games usually need a VPN to access, so it’s important to check if that’s allowed where you are and how it might impact your account to keep things above board.

Play Baccarat Online for Real Money vs Free Baccarat

Before jumping into online baccarat real money games, try testing things out with free-to-play versions. They’re great for simulating actual gameplay as you get a ‘fun’ budget that rises and falls as you bet, win, and lose.

At Baccarat casinos online like Raging Bull Slots, you can jump into their ‘practice’ mode without even creating an account. Discasino works a little differently—you’ll need to sign up first, which only takes 2-3 minutes, then pick your baccarat game and toggle a switch at the bottom of the screen to change between fun play and real money.

The table below lays out the pros of demo games and playing online for real money so you can decide which works best for you right now.

Best Online Baccarat Strategies

What makes baccarat casino online games so exciting is the variety of approaches you can bring to the table.

Flat Betting is the best place to start if you’re new and managing a limited budget. It’s the easiest approach and avoids complicated math or large stakes. Find low-stakes baccarat online gambling games, like the seven available titles at BetWhale, pick a wager amount—say $1—and keep it steady for every hand, no matter the result.

As you get more comfortable with the game, you can start exploring more advanced strategies, such as:

If you’re wondering if card counting can work when you play baccarat online for real money, it’s nowhere near as effective as it is in real money blackjack games. The reason is that in baccarat, the way the Banker and Player hands are dealt is decided by preset rules—like when to draw a third card—without any input from your end. Even if you tried tracking cards, the impact on the Banker and Player bet odds is so small that it’s not worth the effort.

Top Tips for Baccarat Online Gambling

Ready to lay down your chips and call your first baccarat shot? Here are five expert tips to base your game on:

1. Set a Win/Loss Limit: Decide upfront how much you’re comfortable winning or losing before calling it a day. Maybe stop if you double your bankroll or hit a 20% loss. It’s the easiest way to stay in control and keep emotions out of it.
2. Bet on the Banker: If you want to stretch your bankroll, meet rollover requirements, or play it safe for a steady session, stick with the Banker bet. It has a lower house edge than Player or Tie, and even with the 5% casino commission, it’s still the safest option.
3. Careful with the Tie Bet: A Tie pays big (8:1 or sometimes 9:1), but don’t be tempted—it’s a trap. The house edge on this bet is huge (over 14%). Only take it on a strong hunch, but don’t make it your main play as you’re more likely to lose over time.
4. Take Advantage of Casino Bonuses: Look for promotions that can boost your bankroll, but make sure they apply for baccarat. Check the terms and focus on the wagering contribution—if it’s 20% or even 10%, that’s decent. With the low house edge on the Banker bet, you can stick to it and chip away at the rollover requirements steadily.
5. Ignore “Road Maps” If They Confuse You: Online casino baccarat games often show patterns like Big Road or Small Road to track past outcomes. They’re fun, but don’t overthink them. They don’t influence future results.

A Quick Insight into the History of Baccarat

Many say Baccarat began in 15th-century Italy and was created by Felix Falguiere, who originally played it using tarot cards. The name comes from the Italian word “baccara,” meaning zero, because the face cards and tens have no value.

It later spread to France, where it became a favorite among nobles and evolved into Chemin de Fer and Punto Banco. Over time, it made its way to casinos worldwide,  including many popular Malaysia online casino platforms.

Baccarat is especially popular within the Asian gambling community, where its simplicity and high stakes appeal to both new and seasoned players. It remains a favorite for high rollers due to its low house edge and the prestige often associated with playing at exclusive tables.

How to Choose a Baccarat Online Casino

Every Baccarat online casino on this page has been analyzed to make sure it meets the highest standards. But of course, the best choice comes down to what matters most to you and how you like to play.

Here’s a quick list of what you should keep an eye on:

Baccarat Game Variants

Check how many versions of Baccarat the casino offers. Look for classics from leading providers like Betsoft and Dragon Gaming, along with variations like Pairs Baccarat Evolution or Super 6. Each one comes with unique rules, so having options means you can find what fits your style.

Baccarat Live Casino Games

For a more authentic experience, go for live dealer games. The best online baccarat casinos feature professional dealers, smooth streaming, and multiple table limits.

Minimum and Maximum Bets

Building on the above, the betting range should match your bankroll so you can keep a few solid sessions going. For instance, at Ignition, wagers begin at $1, while CoinPoker allows bets up to $350 on Player or Banker. Wild Casino offers live dealer games where you can stake up to $10,000.

Casino Online Baccarat Bonus Offers

Focus on promotions that are valid for Baccarat. Look at the wagering contribution—10% or 20% is decent since Baccarat’s low house edge means it rarely counts fully toward rollover requirements. Cashbacks are also worth considering, as they let you take bigger risks, knowing you’ll get a percentage of your losses back.

Baccarat Odds and Payouts

All baccarat online gambling sites on our list get their games from trusted software providers, but it’s still wise to check the payout tables to make sure you’re getting fair returns.

Standard odds are 1:1 for Banker (with the usual 5% cut) and Player, and 8:1 or 9:1 for Tie. Lower payouts are only fine if the game’s tweaked, like no commission or unique setups like BetGames.TV’s ‘Bet on Baccarat.’ Even then, take a look at the rules to see if it’s an approach you’re happy with.

Mobile Baccarat Options

Check how the casino runs on your phone or tablet. Some, like, CoinPoker, offer their own casino app, which is great if you want something that fully utilizes your device’s features. Most, though, stick to web-based platforms that need no downloads—just log in and play like you would on a desktop.

All modern online casino baccarat titles nowadays work on mobile at our best Virginia online casinos. But still, how the site itself adapts can make a huge difference. As for the games themselves, we tend to lean towards those designed to run in landscape mode for better use of screen space.

Secure and Fast Payouts

Same day withdrawal online casinos handle withdrawals within 24 hours, sometimes even instantly. Popular methods include cryptocurrencies like Bitcoin, Litecoin, and Ether, along with wire transfers, credit/debit cards, and prepaid cards.

Security and Licenses

We only suggest playing at the best casinos online, regulated by trusted authorities. Check the site’s footer for licensing details, ensure encryption protocols are in place, and review the terms and conditions and privacy policies to understand their standards.

Baccarat Online Casinos FAQs

Can I play baccarat online for real money?

Yes, you can play online casino baccarat at several gambling sites for real money. To get started, simply create an account, deposit funds, and choose a table that fits your budget. Some platforms like Ignition even let you sample RNG games for free.

What is the best baccarat online casino in the US?

Our team found Wild Casino to be the top online Baccarat real money casino for US players. It’s got over 15 baccarat titles, including RNG and live dealer options, with bets up to $10,000. They support both crypto and fiat transactions. BetWhale and Lucky Creek are also excellent options with user-friendly platforms.

What are the odds of winning at baccarat online casinos?

The odds of winning baccarat are highly favorable compared to most casino games. Banker bets have a house edge of 1.06%, Player bets 1.24%, and Tie bets over 14%. Focusing your wagers on Banker gives you the best chance of winning consistently due to the slightly higher win rate despite the 5% commission.

Are online baccarat games rigged?

If you play at licensed casinos like the ones we recommend, you can trust that the games are fair and legit. These sites work with reliable providers whose games use Random Number Generators (RNGs) and get regularly audited by third-party organizations.

What is the best baccarat bet?

The best bet is the Banker, with a house edge of only 1.06%. Even with the 5% commission, it wins slightly more often than the Player bet. As much as possible, avoid Tie bets—they have a massive house edge over 14%.

Can I use the welcome bonus for baccarat?

Yes, many welcome bonuses can be used for baccarat, but always check the terms first. Some casinos exclude it because of the low house edge. Stick to sites where Baccarat bets contribute at least 5%—even better if it’s 10% or 20%—towards the wagering requirements.