The best baccarat online casinos in the US give you a shot at Banker, Player, and Tie bets, plus plenty of side options and house edges that are hard to top. Payouts go up to 30:1, bonuses are generous, and you can deposit and withdraw using both crypto and traditional methods. Let’s jump straight into our top picks for playing baccarat online for real money.
Welcome Bonus up to $5,000 + 125 Spins
250% Casino Bonus
250% Bonus Up To $2,500 + 50 Free Spins
Welcome Bonus Package Up To $3,000
300% Match Bonus up to $6,000
In the following sections, we’ll break down the three best online casinos for baccarat in the US in more detail.
Wild Casino tops our list of best online baccarat casinos because it offers a great mix of titles and betting limits that work for any budget. All the baccarat titles are split between Table Games and Live Dealer sections, plus there are over 1,200 slots, table games, and specialty options to check out too.
Things we liked:
What could be improved:
BetWhale is an excellent choice if you’re new to baccarat and want to start with an increased bankroll. The casino will give you 250% on top of whatever you deposit with no maximum cap, which is super rare to find at other gambling sites. Just keep in mind, if the amount is over $999, you’ll need to contact support to have it added manually.
Baccarat bets count 20% toward the wagering requirements, and you can switch to other table games or real money slots anytime while still using your bonus funds.
Things we liked:
What could be improved:
Raging Bull is all about slots, no doubt. But if you’re after a classic baccarat experience with free play before diving in for real, this online gambling site nails it. They source their game from Realtime Gaming (RTG), so there’s no question about quality. You start with a $1,000 fun balance, and a quick refresh gets you a brand-new bankroll anytime.
Things we liked:
What could be improved:
Every Baccarat online casino on this page has been analyzed to make sure it meets the highest standards. But of course, the best choice comes down to what matters most to you and how you like to play.
Here’s a quick list of what you should keep an eye on:
Check how many versions of Baccarat the casino offers. Look for classics from leading providers like Betsoft and Dragon Gaming, along with variations like Pairs Baccarat Evolution or Super 6. Each one comes with unique rules, so having options means you can find what fits your style.
For a more authentic experience, go for live dealer games. The best online baccarat casinos feature professional dealers, smooth streaming, and multiple table limits.
Building on the above, the betting range should match your bankroll so you can keep a few solid sessions going. For instance, at Ignition, wagers begin at $1, while CoinPoker allows bets up to $350 on Player or Banker. Wild Casino offers live dealer games where you can stake up to $10,000.
Focus on promotions that are valid for Baccarat. Look at the wagering contribution—10% or 20% is decent since Baccarat’s low house edge means it rarely counts fully toward rollover requirements. Cashbacks are also worth considering, as they let you take bigger risks, knowing you’ll get a percentage of your losses back.
All baccarat online gambling sites on our list get their games from trusted software providers, but it’s still wise to check the payout tables to make sure you’re getting fair returns.
Standard odds are 1:1 for Banker (with the usual 5% cut) and Player, and 8:1 or 9:1 for Tie. Lower payouts are only fine if the game’s tweaked, like no commission or unique setups like BetGames.TV’s ‘Bet on Baccarat.’ Even then, take a look at the rules to see if it’s an approach you’re happy with.
Check how the casino runs on your phone or tablet. Some, like CoinPoker, offer their own app, which is great if you want something that fully utilizes your device’s features. Most, though, stick to web-based platforms that need no downloads—just log in and play like you would on a desktop.
All modern online casino baccarat titles nowadays work on mobile. But still, how the site itself adapts can make a huge difference. As for the games themselves, we tend to lean towards those designed to run in landscape mode for better use of screen space.
The fastest payout online casinos handle withdrawals within 24 hours, sometimes even instantly. Popular methods include cryptocurrencies like Bitcoin, Litecoin, and Ether, along with wire transfers, credit/debit cards, and prepaid cards.
We only suggest playing at the best online casinos that are regulated by trusted authorities. Check the site’s footer for licensing details, ensure encryption protocols are in place, and review the terms and conditions, as well as privacy policies, to understand their standards.
Casino online baccarat platforms come with plenty of promotions on offer. What you need to watch out for is whether they apply to baccarat and if they match your playstyle—whether it’s cashback to cover risks or reload bonuses to boost your bankroll. Let’s go through the most popular types:
Welcome bonuses set you up when you join a baccarat casino online. The best are ones like BetWhale’s, where 20% of baccarat bets count towards wagering requirements. Others, like Wild Casino’s, offer 5%, which isn’t too bad either with baccarat’s high RTP figures.
Welcome bonuses usually come as packages spread over your first few deposits, giving you extra cash (deposit match bonus), loyalty points, or even cashback. Sometimes they throw in free spins too—not for baccarat, they can still be a fun way to try out slots without dipping into your bankroll.
Always check the terms to avoid any surprises later—look out for how long you’ve got to use the bonus, the minimum deposit needed, wagering limits, and the max withdrawal caps.
| Casino | Main Welcome Offer | Do Baccarat Games Contribute? |
| Wild Casino | Welcome Bonus up to $5,000 + 125 Spins | Yes (5%) |
| BetWhale | 250% Casino Bonus | Yes (20%) |
| Raging Bull | 250% Bonus Up To $2,500 + 50 Free Spins | No |
| Ignition | Welcome Bonus Package Up To $3,000 | Yes (5%) |
| CoinPoker | 150% deposit bonus up to $2,000 | No |
| BetOnline | 100% Welcome Bonus Up To $3,000 | No |
| TG.Casino | 200% Instant Bonus up to 10ETH | No |
| Discasino | 200% up to 10,000 USDT + 10% Cashback | No |
These promos work a lot like deposit matches but kick in after you’re past the welcome bonus stage. Take Wild Casino—if you deposit $50 on Tuesdays, they’ll throw in another $50, up to three times. Other baccarat online gambling sites might roll out similar deals as limited-time offers, giving you a short window to claim before they’re gone.
No deposit bonuses don’t come around often, but when they do, they’re gold. You can typically grab free chips or small cash rewards without putting up your own money. The catch is that you’ll have to deal with higher wagering requirements, limits on how much you can win, and rules about which games the promo can be used on.
Your best shot at grabbing them is by signing up for email newsletters so you’re always the first to get updates. Also make sure to follow TG.Casino’s Telegram and Discasino on Discord—that’s where they often drop exclusive promos.
Cashbacks are promotions where you get a percentage of your losses returned over a specific period. A good example is the 10% weekly rebate at Wild Casino, though it comes with 40x wagering requirements. The best cashback deals are the ones that hand the money back as real cash, no strings attached.
Loyalty and VIP programs reward you for your commitment and consistent play. BetOnline, for instance, offers 1x credit towards your VIP level for every casino wager settled. There are seven levels, and as you climb, you unlock perks like weekly cash boosts, free crypto withdrawals, and access to a dedicated VIP team.
The best online baccarat casinos let you move your money using all kinds of payment options. Cryptocurrencies are quickly becoming the go-to choice because they’re faster, run on a secure and transparent blockchain, and cost way less in fees compared to regular methods.
The following are some of the most common payment methods:
When playing online casino baccarat, you’re betting on whether the Player or Banker hand will get closer to 9, or if the round ends in a Tie. Each side gets two or sometimes three cards, depending on the version, and only the last digit of the total counts—so 14 counts as 4.
Many players love it because you don’t have to make any moves during play; just place your bet, and the dealer handles the rest.
Here’s what a round looks like when you play baccarat online for real money:
Baccarat (Dragon Gaming): Wild Casino
Baccarat (Dragon Gaming): Wild Casino
All baccarat casino online games come with an RTP (Return to Player), which shows what percentage of the total bets placed is expected to be returned to players over time. The house edge is the other side of the equation, meaning how much the casino keeps as profit.
Baccarat has one of the highest RTPs among casino games, but the exact percentage depends on the bet you choose. Specifically, the Banker has the best odds with a 1.06% edge, followed by the Player at 1.24%, while the Tie bet carries the worst at over 14%.
Also, remember that the standard baccarat game charges a 5% fee on all winning Banker bets.
The main bets in online baccarat are the Banker, Player, and Tie. However, some versions like ‘Ultimate Baccarat’ at Wild Casino also come with a few side bets.
Here are some of the most popular bets you might come across:
| Betting Option | Description | House Edge | RTP (Return to Player) | Payout | Risk Level |
| Banker | Bet on the Banker hand to win with a total closest to 9. | 1.06% | 98.94% | 1:1 (minus 5% commission) | Low |
| Player | Wager on the Player hand to have a higher total than the Banker. | 1.24% | 98.76% | 1:1 | Moderate |
| Tie | Predict that both hands will end with the same total. | 14.36% (varies by payout) | 85.64% (varies by payout) | 8:1 or 9:1 depending on variant | High |
| Side Bets | |||||
| Perfect Pair | Bet that the first two cards of either hand form a pair of the same rank and suit. | 13.03% | 86.97% | 25:1 | High |
| Either Pair | Wager that either the Player’s or Banker’s first two cards will form a pair. | 10.36% | 89.64% | 5:1 | Moderate |
| Big | Bet that the total number of cards dealt between both hands will be 5 or 6. | 4.35% | 95.65% | 2:1 | Low |
| Small | Predict that the total number of cards dealt between both hands will be 4. | 5.27% | 94.73% | 3:2 | Low |
The classic version is easily the simplest and most popular way to play baccarat. But once you get the hang of it, you might want to check out other versions that mix things up a bit in terms of how the game feels and even how you can win.
Let’s go through some of the most popular ones available at casino online baccarat sites:
Punto Banco is just another name for the classic version. You bet on either the “Punto” (player) or “Banco” (banker) hand, or a tie, with the goal of getting a total closest to 9.
Dragon Baccarat adds an interesting side bet to the classic game where you get paid out based on the margin of victory. A 5-point win gets you 5:1, while the top prize of 30:1 hits when the player or banker beats each other by 9 points. You can try it out at Wild Casino.
No Commission Baccarat follows the standard rules but removes the 5% commission on Banker wins; instead, a Banker win with a total of 6 pays only 50% of the bet. BetWhale offers a really nice variant of the game from RTG.
Super 6 is quite similar to No Commission Baccarat, but it includes a side bet where you can wager on the Banker winning with a total of 6, paying out at 12:1. You’ll find this game in a live dealer format from Visionary iGaming at Ignition Casino.
Pairs Baccarat Evolution focuses on its “Pairs” side bet. You can wager that the first two cards dealt to either the Player or Banker will be a pair, like two Kings or two 7s. If you’re right, it pays 11:1—though keep in mind that the side bet holds an RTP of 89.64%. Darwin Gaming’s variant at CoinPoker is very modern and fully built for mobile play.
Dragon Tiger is a simplified version of Baccarat, often described as a two-card game. Instead of Banker and Player, you bet on either the Dragon or Tiger to have the higher card, with a Tie bet if you think both will be equal.
It’s really fast—just one card is dealt to each side—and payouts are usually 1:1 for Dragon or Tiger, while Tie pays 8:1 or more. The house edge is 3.73% for Dragon or Tiger bets. Try it out at BetWhale!
Sites like Discasino and TG.Casino bring more baccarat variations to the table, but they’re usually not directly accessible without a VPN. Before you go that route, make sure to check the legalities of VPN use in your area and the casino’s policy on it.
| Title | Provider | Best Site to Play |
| Baccarat (Classic) | Betsoft | Wild Casino |
| No Commission Baccarat | Realtime Gaming | BetWhale |
| Pairs Baccarat Evolution | Darwin Gaming | CoinPoker |
| Super 6 | Visionary iGaming | Ignition Casino |
| Lightning Baccarat | Evolution | TG.Casino |
If you’re after an experience that truly mirrors sitting at an actual table, live dealer baccarat is the way to go. The setup changes, as a real croupier handles the action via a video stream, letting you engage with them and other players through an integrated chat feature.
The screen displays a betting layout you use to place your wagers, with everything else broadcasted live from a professional studio. You’ve got a limited window to lock in your bets before the cards hit the table in real time.
Also, the rounds take a bit longer because the dealer handles the cards manually—burning and dealing straight from the shoe—but it makes the whole experience far more interactive.
Ignition Casino has an excellent live dealer setup. You can access it from the top menu; click on ‘Live Dealer’ and pick between the two lobbies—Dynamite Interactive and Gold Tier Games.
They both have several traditional Baccarat tables, with betting limits spanning from $5 to $2,500. You’ll also find an intriguing variant known as “Super 6” that pays 12:1 if the banker wins with a total of 6. Additionally, you can try out a range of side bets, including Player Pair, Banker Pair, and Perfect Pair.
The best casino online baccarat games come from established software providers. You’ve got heavyweights like RealTime Gaming (RTG), a name that’s been in the industry for years and consistently delivers tried-and-true classics with solid mechanics and smooth gameplay. Newer players like Betsoft and Qora Games take on a more modern approach and bring several innovative features and sleek designs to reimagine traditional Baccarat.
Other leading suppliers with baccarat titles in their portfolios include:
You might also come across leading providers like Evolution, Pragmatic Play Live, OneTouch, WinFinity, and Live88 among others at online baccarat real money sites like TG.Casino and Discasino. Most of their games usually need a VPN to access, so it’s important to check if that’s allowed where you are and how it might impact your account to keep things above board.
Before jumping into online baccarat real money games, try testing things out with free-to-play versions. They’re great for simulating actual gameplay as you get a ‘fun’ budget that rises and falls as you bet, win, and lose.
At Baccarat casinos online like Raging Bull Slots, you can jump into their ‘practice’ mode without even creating an account. Discasino works a little differently—you’ll need to sign up first, which only takes 2-3 minutes, then pick your baccarat game and toggle a switch at the bottom of the screen to change between fun play and real money.
The table below lays out the pros of demo games and playing online for real money so you can decide which works best for you right now.
| Demo Baccarat Games | Baccarat Online Real Money Games |
| Free to play with no financial commitment | Potential for real money payouts |
| Ideal for experimenting with strategies | Access to live dealers |
| Accessible instantly without needing an account | Eligible for casino bonuses like deposit matches and cashback. |
| Good opportunity to test the casino | Higher emotional involvement. |
| Potential VIP perks and loyalty rewards for regular play. |
What makes baccarat casino online games so exciting is the variety of approaches you can bring to the table.
Flat Betting is the best place to start if you’re new and managing a limited budget. It’s the easiest approach and avoids complicated math or large stakes. Find low-stakes baccarat online gambling games, like the seven available titles at BetWhale, pick a wager amount—say $1—and keep it steady for every hand, no matter the result.
As you get more comfortable with the game, you can start exploring more advanced strategies, such as:
If you’re wondering if card counting can work when you play baccarat online for real money, it’s nowhere near as effective as it is in real money blackjack games. The reason is that in baccarat, the way the Banker and Player hands are dealt is decided by preset rules—like when to draw a third card—without any input from your end. Even if you tried tracking cards, the impact on the Banker and Player bet odds is so small that it’s not worth the effort.
Ready to lay down your chips and call your first baccarat shot? Here are five expert tips to base your game on:
Many say Baccarat began in 15th-century Italy and was created by Felix Falguiere, who originally played it using tarot cards. The name comes from the Italian word “baccara,” meaning zero, because the face cards and tens have no value.
It later spread to France, where it became a favorite among nobles and evolved into Chemin de Fer and Punto Banco. Over time, it made its way to casinos worldwide and became a favorite for high rollers due to its low house edge and the prestige often associated with playing at exclusive tables.
The best baccarat online casinos are all about giving you the ultimate player-banker-tie experience. You can enjoy several variations alongside the classics from renowned providers like Betsoft and Nucleus Gaming, and Visionary iGaming for human dealer games.
Our team reviewed dozens of top-tier platforms and found Wild Casino and BetWhale to be the best based on performance on desktop and mobile, game variety, and baccarat-friendly promotions. If you’d rather test the game for free before betting real money, Raging Bull Slots and Ignition Casino are great options.
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